The loan installment will appear on your monthly utility bill under a separate line item. You will remit payment each month to your utility on your regular due date.

Funds will be applied to your utility service first and the balance will be applied to your Loan installment. Partial payments can result in loss of utility service. Late fees may apply.

No. Only pre-payment in full is allowed. Overpayments will be credited to your utility service account. If you pay more than the balance on the monthly bill, including the Energy Efficiency Loan charge, any overage will be applied as a general credit on their utility account. Your utility company will apply money to the electric and/or gas service first then the Energy Efficiency Loan Installment Amount.

You may choose a 1, 3, 5, 7 or 10 year terms. The 7 and 10 year terms are only available to loan amounts in excess of $8,000.

The interest rate for the loan is 8.74% APR. This rate will be fixed throughout the term of the loan.

*Rates subject to change. Customers are subject to the current rate at time of application.